Materials & project costs
Explore operating capital for the expenses that come before a milestone payment.
FOR BUILDERSBuild the project.
Build the project.
Plan the capital.
For contractors balancing work on site with the costs that arrive before the next payment. Start with what the project needs.
Continue to ROK Financial in English or Spanish. No approval or funding commitment.
START WITH THE USE OF FUNDS
Keep the project moving.
Crew & payroll
Describe payroll timing and the cash flow that supports repayment.
Equipment or unpaid invoices
An equipment purchase or outstanding B2B invoice may call for a different financing path.
A FEW PRACTICAL QUESTIONSUnderstand the
Understand the
next step.
Explore your need, choose a language, then continue to the ROK Financial business financing form.
How the process worksIs this a construction or real estate development loan?
This page focuses on contractor business capital. Ask ROK Financial separately about ground-up development, land acquisition and property-backed construction loans.
What if my need is equipment?
Choose the relevant product on ROK Financial’s business financing form. Equipment and operating capital may involve different financing products.
Do you finance every project?
No eligibility decision is made here. Industry, state, project structure and current partner criteria need review.
What happens when I continue?
You choose English or Spanish and open ROK Financial’s website. Enter your business details there and review the partner’s terms and consent options before submitting. Clicking through alone does not submit an application or guarantee financing.